Terms of Use
Last updated: October 2025
1) Acceptance of Terms
By accessing or using FinFormulas, you agree to these Terms of Use and all applicable laws. If you do not agree, do not use this site.
2) License & Permitted Use
We grant a limited, non-exclusive, revocable license to use calculators and content for personal, non-commercial purposes. You may not copy, modify, mirror, scrape, or redistribute materials without written permission.
3) Intellectual Property
All text, code, design, graphics, and trademarks are the property of FinFormulas and protected by copyright and other laws.
4) No Financial Advice
Content is for educational and informational purposes only and does not constitute financial, legal, tax, or investment advice. Consult a qualified professional for personal guidance.
5) Accuracy & Availability
We strive for accuracy but do not guarantee completeness, timeliness, or uninterrupted access. Tools and results are provided “as is.”
6) Third-Party Links
External links are provided for convenience and do not imply endorsement. We are not responsible for third-party content or policies.
7) Prohibited Uses
Do not interfere with site functionality, attempt unauthorized access, deploy automated scraping, or use the site in violation of laws or these Terms.
8) Limitation of Liability
To the fullest extent permitted by law, FinFormulas disclaims liability for any direct or indirect losses arising from use of the site, its tools, or reliance on content.
9) Indemnification
You agree to indemnify and hold harmless FinFormulas from claims arising out of your misuse of the site or violation of these Terms.
10) Changes to These Terms
We may update these Terms periodically. The “Last updated” date reflects the latest revision. Continued use after changes indicates acceptance.
11) Governing Law
These Terms are governed by the laws of the United States. Any disputes shall be resolved under applicable U.S. legal standards.
12) Severability
If any provision is found unenforceable, the remaining provisions will remain in effect.
Reviewed & Verified
These Terms were reviewed and verified by the FinFormulas Creator for clarity and compliance. Last reviewed October 2025.