Terms of Use

Last updated: October 2025

1) Acceptance of Terms

By accessing or using FinFormulas, you agree to these Terms of Use and all applicable laws. If you do not agree, do not use this site.

2) License & Permitted Use

We grant a limited, non-exclusive, revocable license to use calculators and content for personal, non-commercial purposes. You may not copy, modify, mirror, scrape, or redistribute materials without written permission.

3) Intellectual Property

All text, code, design, graphics, and trademarks are the property of FinFormulas and protected by copyright and other laws.

4) No Financial Advice

Content is for educational and informational purposes only and does not constitute financial, legal, tax, or investment advice. Consult a qualified professional for personal guidance.

5) Accuracy & Availability

We strive for accuracy but do not guarantee completeness, timeliness, or uninterrupted access. Tools and results are provided “as is.”

6) Third-Party Links

External links are provided for convenience and do not imply endorsement. We are not responsible for third-party content or policies.

7) Prohibited Uses

Do not interfere with site functionality, attempt unauthorized access, deploy automated scraping, or use the site in violation of laws or these Terms.

8) Limitation of Liability

To the fullest extent permitted by law, FinFormulas disclaims liability for any direct or indirect losses arising from use of the site, its tools, or reliance on content.

9) Indemnification

You agree to indemnify and hold harmless FinFormulas from claims arising out of your misuse of the site or violation of these Terms.

10) Changes to These Terms

We may update these Terms periodically. The “Last updated” date reflects the latest revision. Continued use after changes indicates acceptance.

11) Governing Law

These Terms are governed by the laws of the United States. Any disputes shall be resolved under applicable U.S. legal standards.

12) Severability

If any provision is found unenforceable, the remaining provisions will remain in effect.

Reviewed & Verified

These Terms were reviewed and verified by the FinFormulas Creator for clarity and compliance. Last reviewed October 2025.

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