FinFormulas

Loan Payment Calculator

Estimate your monthly payments and total cost of borrowing — whether it’s for a car, a mortgage, or a personal loan.

How the Loan Calculator Works

Loans are typically repaid in equal monthly payments that include both principal and interest. This calculator uses an amortization formula to estimate what you’ll pay each month, how much goes toward interest, and the total amount repaid over time. Use it to compare loan offers or plan your budget before applying.