Affiliate Disclosure

FinFormulas may include affiliate links on certain pages. If you choose to purchase through those links, we may earn a commission at no additional cost to you. This page explains what that means and how we approach transparency and independence.

What an affiliate link is

An affiliate link is a special type of link that can track referrals from FinFormulas to a third-party website. If a qualifying action occurs (such as a purchase), the third party may pay FinFormulas a commission. Using an affiliate link typically does not add a fee to your purchase.

Why FinFormulas uses affiliate links

Affiliate revenue helps support the ongoing costs of running the site, including hosting, maintenance, and development of calculators and educational content. The goal is to keep tools and guides available without paywalls.

Independence and editorial principles

FinFormulas content is written to be educational and informational. We aim to keep coverage independent and focused on clarity and usefulness, not on marketing outcomes. In general:

  • Affiliate relationships are not intended to dictate what topics we cover.
  • We aim to describe products, services, and concepts in neutral terms where they are mentioned.
  • We do not provide personal financial, legal, tax, or investment advice.

How affiliate links are disclosed

When affiliate links appear on a page, FinFormulas aims to disclose that relationship clearly on the page. Not every outbound link is an affiliate link; some links may be included for context, references, or additional reading.

Third-party websites and changing terms

Third-party sites control their own pricing, features, terms, and availability. Those details can change at any time. If you choose to engage with a third party, the third party’s terms and privacy practices apply. FinFormulas is not responsible for third-party products, services, or customer support.

Educational-only reminder

FinFormulas provides educational and informational content only. Any examples are simplified and may not reflect every rule, exception, or individual circumstance. For decisions involving taxes, law, or personal finance, official sources and qualified professionals are the appropriate references.

Affiliate disclosure reviewed for clarity, transparency, and accurate description of affiliate-link practices. Last review: December 2025.